Well, this is pretty neat! I checked out the Template Library and they have templates for everything from resumes to petition forms to gift certificates - all for free and online! I am familiar with Google Docs just from helping patrons with their Gmail accounts but I hadn't heard of Zoho before. Considering the cost of the Microsoft Office Suite, this is a great option. There are so many options for your documents in Zoho as well.
Just playing around - here's a picture of my three fat, tailless cats:
I tried to post a photo from my Flickr account but I couldn't get just the picture without the descriptions and comments and border. I also had to edit my photo for size before I placed it in this document because I couldn't figure out how to resize it after I added it (although the photo icon does say insert/modify) and it was huge! I'll have to play around with that some more. I am going to use the "publish" option to send this post to my blog.